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ARTICLE High Deductible

An economical way to protect your health.

Some individuals prefer to pay a higher deductible, knowing that all subsequent covered expenses will be paid by their insurance plan. 

 

With high deductible insurance plans:

  • You take responsibility for covering any minor or routine health care expenses until your calendar year deductible is met
  • Once you meet your deductible, your covered health care costs are paid by insurance
  • Your deductible is higher than other insurance plans, but your premium is low

A Golden Rule® High Deductible Insurance Plan may be right for you if you are:

  • Willing to pay for routine health care expenses in exchange for lower premiums
  • An early retiree needing a bridge to Medicare
  • Looking for protection from unexpected accidents or illnesses at a lower cost

Need insurance for you or your family?
Get a quote For costs, benefits, exclusions, limitations, eligibility and renewal terms, call 1-888-545-5205 or get a quote.

 

Insurance and HMO plans are subject to health underwriting and product availability and insurance and HMO plan designs vary by state.

 

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